Posts Tagged ‘hail damage’

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Things You Should Know If You Have Been In Recent Minnesota Hail Storms

Tuesday, August 10th, 2010

Things You Should Know Part 1

Recent wind and hail storms that came through Minnesota have left insurance adjusters overwhelmed and overworked.  They continue to process hailstorm damage insurance claims as soon as possible, but many property owners are finding that they have been drastically underpaid or denied payments from their insurance companies for legitimate storm damage insurance claims.

Most property owners don’t even know they’ve been underpaid.  They are getting estimates based on those underpayments and having the work done.  Once repairs have been made, property owners will never be able to go back to their insurance company to recover the balance of the money owed to them to finish the repairs.

Things you should know if you have been any of the recent Minnesota hail storms Part 2

After The Storm

Insurance companies know that property owners who experience hail storm damage are anxious to file their insurance claim. They will often try to rush your claim through the system in the hopes that you will accept their findings at face value.  This costs property owners like you millions of dollars each year in underpaid or denied claims for legitimate hail damages.

Filing Your Claim

If you have not yet filed a claim, do so immediately.  There is a limited time in which to file your storm damage claim.  When a claim is filed, make sure a MN hail damage and Insurance Claim Negotiation Expert is present to protect your interests when the insurance adjuster inspects your property.  Property owners with storm damage every year learn that it is never a good idea to allow insurance adjusters to inspect your property for damage without an experienced storm damage insurance recovery and restoration specialist present during the inspection.  With an experienced team of hail storm damage restoration experts on your side, you can be sure they know how to identify the damage and make sure to get you paid.  If you have already filed a claim but an adjuster has not yet inspected your property — call an expert right now so that they can be there when your property is inspected.  If an adjuster has already inspected your property, they will review your insurance company’s findings to make sure that you will be paid for all incurred damages.

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July17 Tornado Hits Minnesota

Tuesday, July 20th, 2010

July17 Minnesota Tornado

Another wave of severe storms hit much of central and western Minnesota again this past week, pounding  Minnesota. Grapefruit size (4-1/4″ hail), driven by winds in excess of 60 miles per hour, produced extensive hail damage.

This storm provided Minnesota property owners with another round of heavy rain, high winds and large hail that caused extensive damage to roofs.

You have two (2) years to file a claim for storm damage to your property.  If your property is located in close proximity to the path of one of these storms, you should have your roof inspected to ensure that you will not have a problem down the road.

If you or someone you know has been affected by this powerful storm make sure that they understand the insurance restoration process that will follow.  Contact your local roofing contractor so they can document the damage before it’s too late!!


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How Can I Tell if My Roof Has Been Damaged by Hail?

Saturday, July 3rd, 2010

Storms with strong winds and heavy rains may result in loose or missing shingles, cracks, and pock marks.  Also, if your metal air vents, gutters, and siding are dented, you probably have roof damage as well.  Are roofing granules present beneath your downspouts?   That is also an indicator of roof damage.  But often hail damage is hidden.  The shingle mat may be cracked, and hail impact near the edge of a shingle may weaken it, permitting future water leaks.  The only way to be absolutely sure is to contact a Minnesota hail damage repair expert for an accurate inspection.

Under Minnesota law, you have up to two years to submit an insurance claim for hail damage.  Roof leaks may take years to show up, so it is important to have your roof inspected by an expert MN hail damage contractor soon after the storm.  And your roof may not be the only part of your home that has been compromised.  A reliable roofing contractor can also inspect your siding, gutters, and fascia for damage.

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Roofing Contractor That Can Help With Your Hail Damage Claim and Repair Golden Valley MN

Thursday, July 1st, 2010

Finding A Contractor For Storm Damage Repair Golden Valley MN

Finding a contractor for home damage repair and handling insurance claims doesn’t have to be complicated and stressful.  We will handle all of your insurance paperwork and home restoration from claim to completion.  Call us for a free, no-obligation home property damage evaluation to determine if there is legitimate damage for an insurance claim.  If there is damage to your home, we will be your advocate throughout the entire claim and repair process.

Insurance companies advise customers whose homes have been damaged by hail and storms to select a contractor that is experienced in repair construction, has operated in the area for several years, is bonded and insured and will give you a written guarantee for the work performed.

State law allows the homeowner to select the contractor of their choice.  You have the right by law to have your contractor meet with your insurance adjuster.  Do not allow your insurance adjuster to convince you otherwise as this is not in your best interest.  Calling an insurance claim expert gives you the peace of mind of knowing you have an advocate on your side.

Hail Damage

Most people in Minnesota don’t even realize they have had hail damage to their roof , siding , or fascia materials. The impact of hail damage can loosen, fracture or remove granules from your asphalt shingles.  Hail can leave tiny to large pits in your siding and fascia as well. The granules protect the asphalt from sunlight and Ultra Violet Light (U.V.). The roofing asphalt will deteriorate very quickly once it has had hail impact and is exposed to the sun. This is the reason hail damaged roofing will prematurely fail.  Hail damaged roofs may or may not show up immediately as visual damage to the inexperienced observer. In some cases, the effects may not be visible or apparent for about a year or two. The effects of a hailstorm void the shingle manufacturer’s warranty, as they cannot warrant against “Acts of God” such as hailstorms

If your roofing or siding was damaged in the latest storm that hit Golden Valley, MN contact a reliable roofing contractor that has experience in the insurance claim process to assist you.

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Storm and Hail Damage Repair MN

Wednesday, June 30th, 2010

How Did Your Home “Weather The Storm?”

The term “Storm Damage,” conjures up images of houses leveled by a tornado, or a roofs literally ripped off by powerful straight line winds that accompany severe storms.  That is storm damage at its utmost!  And when that happens in your neighborhood or immediate vicinity you give thanks that your home “weathered the storm.”  But did it “weather the storm?”

As a homeowner, you need to think of “Storm Damage” in more subtle and less catastrophic terms.  Just because your home is still standing following a severe storm does not mean that it was not damaged.  Hail, wind, rain and lightning are horribly destructive forces.  Months later you may find a roof leak caused by a storm that has long been forgotten.  Or you might notice a loose piece of exterior siding that was originally loosened by wind or hail a year ago and is just now starting to be recognized.  Insurance covering storm damage has time limits, which means you could end up paying for the storm damage repair out of your own pocket.

Whenever high winds, severe lightning, hail or ice storms visit your area, do not assume your home has escaped unscathed just because the roof and walls are still intact.  At times like these you need to call a professional roofing contractor and schedule an appointment for a free home exterior inspection.  The professionals at know where to look, and what to look for in determining if your home actually did “weather the storm.”  Their vast experience and keen eye can easily identify places where your home might have been subtly damaged or even weakened by severe weather.

If there is storm damage, no matter how minor, asking an expert will relieve you of the red tape and insurance headaches by filing the appropriate insurance claims and working with your insurance company to guarantee that your home is properly repaired.

Insurance companies hire professionals during the storm damage claims process, you should too!

The exterior of your home protects you and your family from the elements. And in Minnesota the elements can be brutal!  Consider for a moment that in Minnesota the temperature alone can vary as much as 130 degrees during any 6 month period.  Add to that the power of ice storms, lightning storms, rain storms, wind storms and hail storms, and you start to realize the beating your home exterior take in protecting you.

Storm Report Update as of 6/29/2010:

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How Long Do I Have to Submit an Insurance Claim For Hail Damage in Minnesota?

Tuesday, June 29th, 2010

How Long Do I Have to Submit an Insurance Claim For Hail Damage in Minnesota?

Under Minnesota law, you have up to two years to submit an insurance claim for hail damage.  Roof leaks may take years to show up, so it’s important to have your roof inspected by an expert MN hail damage contractor soon after the storm.  And your roof may not be the only part of your home that has been compromised.  A reliable Minnesota roofing contractor can also inspect your siding, gutters, and fascia for damage.

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Roofing Contractors Responding To June 17 Storm Damage In Minnesota

Monday, June 28th, 2010

Minnesota roofing contractors are still working to handle claims generated by severe thunderstorms and tornadoes that pounded the Upper Midwest last week, even as more severe storms were swirling Friday afternoon and evening.

The National Weather Service collected 36 reports of tornado sightings in Minnesota on Thursday June 17, 2010 with the northwestern and southern parts of that state hit hardest.

How Long Do I Have to Submit an Insurance Claim For Hail Damage in Minnesota?

Under Minnesota law, you have up to two years to submit an insurance claim for hail damage.  Roof leaks may take years to show up, so it’s important to have your roof inspected by an expert MN hail damage contractor soon after the storm.  And your roof may not be the only part of your home that has been compromised.  A reliable roofing contractor can also inspect your siding, gutters, and fascia for damage.

The only way to be absolutely sure is to contact a Minnesota hail damage repair expert for an accurate inspection.

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EF 4 Tornado Confirmed in Freeborn County

Wednesday, June 23rd, 2010

We are learning more about the tornadoes that slammed Southeast Minnesota causing so much destruction.  So far, 16 tornadoes are confirmed to have hit Minnesota.

The National Weather Service says the tornado that touched down in Freeborn County, hitting Conger, Manchester, Hartland, and Armstrong was an EF 4.

That’s just one level down from an EF 5, which is the strongest on the rating scale.

The tornado created winds of up to 175 miles per hour and was a mile wide. It was the first EF 4 to hit Freeborn County since 1967 and it was the first EF 4 to hit Minnesota in the past ten years.

As for the tornado that hit both Clarks Grove in Freeborn County and Ellendale in Steele County, it has been identified as EF 3 with winds of up to 160 miles per hour.  This deadly storm has left Minnesota homeowners looking for a reliable roofing contractor.

Fujita Tornado Damage Scale

Fujita Tornado Damage Scale.pdf Fujita Tornado Damage Scale.pdf
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LE

WIND ESTIMATE *** (MPH)

TYPICAL DAMAGE

F0

< 73

Light damage ~ Some damage to chimneys; branches broken off trees; shallow-rooted trees pushed over; sign boards damaged.

F1

73-112

Moderate damage ~ Peels surface off roofs; mobile homes pushed off foundations or overturned; moving autos blown off roads.

F2

113-157

Considerable damage ~ Roofs torn off frame houses; mobile homes demolished; boxcars overturned; large trees snapped or uprooted; light-object missiles generated; cars lifted off ground.

F3

158-206

Severe damage ~ Roofs and some walls torn off well-constructed houses; trains overturned; most trees in forest uprooted; heavy cars lifted off the ground and thrown.

F4

207-260

Devastating damage ~ Well-constructed houses leveled; structures with weak foundations blown away some distance; cars thrown and large missiles generated.

F5

261-318

Incredible damage ~ Strong frame houses leveled off foundations and swept away; automobile-sized missiles fly through the air in excess of 100 meters (109 yds); trees debarked; incredible phenomena will occur.

SCALE

WIND ESTIMATE *** (MPH)

TYPICAL DAMAGE

F0

< 73

Light damage ~ Some damage to chimneys; branches broken off trees; shallow-rooted trees pushed over; sign boards damaged.

F1

73-112

Moderate damage ~ Peels surface off roofs; mobile homes pushed off foundations or overturned; moving autos blown off roads.

F2

113-157

Considerable damage ~ Roofs torn off frame houses; mobile homes demolished; boxcars overturned; large trees snapped or uprooted; light-object missiles generated; cars lifted off ground.

F3

158-206

Severe damage ~ Roofs and some walls torn off well-constructed houses; trains overturned; most trees in forest uprooted; heavy cars lifted off the ground and thrown.

F4

207-260

Devastating damage ~ Well-constructed houses leveled; structures with weak foundations blown away some distance; cars thrown and large missiles generated.

F5

261-318

Incredible damage ~ Strong frame houses leveled off foundations and swept away; automobile-sized missiles fly through the air in excess of 100 meters (109 yds); trees debarked; incredible phenomena will occur.

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Hailstorms In Minnesota Have Homeowners Seeking Roofing Services After Deadly Tornadoes

Tuesday, June 22nd, 2010

Minnesota Residents Urged To Check Contractors’ Credentials

Last week in Minnesota, hailstorms have many people looking for a reputable roofing contractor for their homes.  The thunderstorms produced widespread large hail damage in several counties.  Property owners should be advised to use caution when selecting a contractor, as there are unfortunately a lot of unscrupulous people trying to take advantage of an emergency situation out there.  Be aware of door-to-door salesmen who offer a “one time only” special pricing.  You should not be rushed into making a decision.

Contact a Minnesota roofing contractor to assist you in making that decision.  Get professional help to rebuild homes that have had wind/hail damage, or any other type of exterior damage that may have been caused by this wind and hailstorm.  They will inform you of the damage done to your home, assist you with your insurance claim, and provide quality workmanship and promptness in the process of repairing your wind or hail damaged roofing, siding, window, or structural remodeling needs.

If you live in this area of Minnesota and have a wind or hail damaged roof, siding, or any other exterior damage as a result of the storm, contact a professional roofer as soon as possible.

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Clean Up Is Underway In Albert Lea Minnesota After Tornado Damage

Monday, June 21st, 2010

Albert Lea, MN Dealing With Tornado Damage After Large Hail, Strong Winds Hit Area In Latest  Minnesota Storm

Clean up was under way in Albert Lea, Minnesota after series of spring thunderstorms hit the area with strong winds, hail and heavy rain.  Tennis ball-sized hail pelted the Albert Lea area.  Winds blew over semitrailers, ripped sheet metal off roofs and toppled barns and power poles.

You may not always be able to see the damage to your roof, but a trained professional can.  If the necessary repairs are not made immediately, your roof will begin to show “black spots” from the hail…breaking down your shingles.  LEAKS will soon follow!

What does hail do to a roof? Shingles are designed so that the granules block the UV of the sun and protect the asphalt underlayment.  As the shingles age the granules fall off over time.  As the asphalt is exposed the UV, it dries out and the shingle gets a “potato chip” appearance as the corners start to curl up.  A shingle at the extreme end of its life is bubbled in appearance and is brittle to touch.

Hail does several things:

  • Accelerates Granule loss
  • Accelerates shingle aging
  • Voids manufacturer’s warranties
  • Leads to other associated problems
  • What does a hail hit look like? A hail hit on a shingle looks like a “bruise” or a dark spot where the granules on the shingle have been knocked off and the asphalt underlayment and sometimes the fiberglass mat is exposed.  New hail hits will have a shiny appearance because the asphalt has been freshly exposed and has not had time to weather to a dull color.
  • Do I need to get my roof replaced right away? The insidious nature of hail damage is that it may pose no immediate threat to the structural integrity of the roof.  However, many insurance companies have a “statute of limitations” of how long a hail claim is viable.  If you have experienced a loss such as hail damage, it is prudent to take care of the problem in a timely manner before it leads to other associated problems.
  • Once again, City officials in Albert Lea, Minnesota are urging residents to check the credentials of anyone going door-to-door offering hail damage repair services.  Residents can ask all solicitors to show their identification and a copy of their city-issued license prior to discussing any potential services.  Don’t be afraid to ask for some references from previous customers.

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