Update Your Existing Space

August 26th, 2010

Exterior Home Improvements MN

Once again, exterior remodeling projects lead the way for recovery on dollars spent in this year’s Cost vs. Value survey.  When you compare the national averages, replacement projects that boost curb appeal, roofing, siding, and windows, give you the greatest chance of recouping your money.   Inside, only kitchen remodels can compare, at least on a national level.

Remodeling also allows homeowners to customize a home to meet their needs and desires, without giving up a familiar neighborhood or school.  Whether you are looking to add space, incorporate new amenities or accommodate lifestyle changes such as new children or aging, remodeling can provide an alternative to moving.  Adding a new master suite or playroom, finishing a basement or upgrading kitchens and baths always are popular projects, while modifications designed to allow residents to “age in place” are becoming increasingly widespread with baby boomers and retirees.

Contact  an Experienced Home Remodeling Contractor in Minnesota for your next remodeling project!

Minnesota Roof Repair or Roof Replacement

August 24th, 2010

Roof Repair MN

Just because your home is still standing following a severe storm does not mean that it was not damaged. Hail, wind, rain and lightning are horribly destructive forces.  Months later you may find a roof leak caused by a storm that has long been forgotten.  Or you might notice a loose piece of exterior siding that was originally loosened by wind or hail a year ago and is just now starting to be recognized. Insurance covering storm damage has time limits, which means you could end up paying for the storm damage repair out of your own pocket.

If you suspect that you have problems with your roof, or if you see any of the warning signals shown here, call a roofing contractor for a roof inspection.  A thorough inspection will give you peace of mind in knowing, whether repaired or replaced, that your roof is prepared to withstand the harshest Minnesota storms without leaking.  And if there is a problem with your roof, catching it early can literally save you thousands of dollars in repair work later on!

You might want to look at “How To Spot The Warning Signs”

Home Upgrades That Still Deliver The Best Return If You Are Selling Your Home

August 19th, 2010

Upgrading Existing Space Is Your Best Bet For Recouping Cost

It pays to know which upgrades will deliver the best return when you sell your home.   An annual remodeling report finds 4 basic replacements are likely your smartest choice.

Replacement projects included in the Cost vs. Value survey all cost less than $20,000 and most cost considerably less.  They instantly enhance curb appeal, boosting a home’s marketability, and they require little maintenance once installed.  A bonus: Most of these replacements qualify for a federal tax credit for energy efficiency (not included in Remodeling Magazine’s ROI calculations).

1. Replace the front door.

  • The absolute best return on the money of any of the projects surveyed — 129% of cost — is gained by replacing a beat-up front door with a $1,200 steel-shell door filled with foam insulation.
  • A new fiberglass door (more expensive, at $3,490) returns less, about 65%. (Fiberglass is the new chic building material because it’s rugged and durable, can be painted and will mimic almost any wood. Unlike wood, it doesn’t crack, warp or shrink and needs zero maintenance.)
  • Spend about $7,500 on an entire new entrance, including a widened opening, a solid-core wood door and high-end glass, new lighting and better locks, and you’ll recoup 69%, on average.

2. Replace home siding

  • Replacing old siding with a durable fiber-cement product ($13,287) recoups about 84% at resale.
  • Use vinyl siding ($10,607) to get an 80% return.
  • Foam-backed vinyl ($13,022) costs more and earns back less — roughly 79% — but it is much more efficient at insulating a home.

3. Replace windows. Three of the four window-replacement projects considered in the survey pay back about 77%:

  • Wood-trimmed windows ($11,700).
  • Lower-end vinyl windows ($10,728).
  • Windows trimmed in higher-end vinyl ($13,862).
  • The fourth project, higher-end wood-replacement windows ($17,816), has a return of about 72%. Fiberglass windows weren’t included in the study.

4. Replace the roofing: Spend $19,731 on new fiberglass asphalt shingles and you’re likely to recoup about 67% of the cost.

  • A higher-end roof replacement using standing-seam metal ($37,359) pays back about 61% of the cost, agents told the survey.
Source: realestatemsn.com
Remodeling Magazine: www.remodeling.hw.net/2009/costvsvalue

Upgrades That Still Deliver The Best Return On Your Investment For 2010

August 17th, 2010

Getting The Most Bang For Your Buck!

Remodeling is a better investment in some years than others.  This year has been among the worst if you’re hoping to recoup much money when you sell.  Homeowners are getting back just 64%, on average, of a project’s cost, compared with 87% in 2005, according to Remodeling Magazine’s 2009-2010 Cost vs. Value report.

Some projects pay back better than others.  You get more bang for the buck putting money into a basement or attic upgrade than adding a wing to the house.  Some of the highest-return projects include a deck addition and quick, conservatively priced replacements of old siding, entry door or windows.

Job Cost Resale Value Cost Recouped Project Job Cost Resale Value Cost Recouped
$49,476 $37,992 76.8% Attic Bedroom $49,346 $40,992 83.1%
$62,070 $40,447 65.2% Basement Remodel $62,067 $46,825 75.4%

Priorities For Remodeling In 2010

August 12th, 2010

Priorities For Remodeling In 2010 Include Energy Efficiency, Organization & Comfort

A survey of nationwide potential new home buyers and existing home owners who are planning home improvements found top priorities to include price, energy-efficiency, organization and comfort.

Today’s homeowner is also looking for a home that fits the entire family – from a multi-tasking home office, to expanding storage space needs, to a living room that can adapt to advancements in home entertainment and technology.

As a group, low-cost replacements — new siding, windows, doors and roofing — deliver the best bang for the buck now, a considerably better payback than from a two-story remodel or a kitchen remodel, also in terms of resale value.

Given great improvements in materials, you can replace your inefficient 10- or 15-year-old products with highly efficient ones for a decent return when you sell.  In addition, the improvements help you save on heating and cooling bills.  Replacing leaky windows with highly efficient newer ones is a good example.  The technology behind the glass and frames has so improved that you’re tightening up your home’s weatherproofing in the process.  You get more comfort, and, from a real-estate point of view, new windows show off your house from the street.

Information from the cost vs. value report about remodeling.

Things You Should Know If You Have Been In Recent Minnesota Hail Storms

August 10th, 2010

Things You Should Know Part 1

Recent wind and hail storms that came through Minnesota have left insurance adjusters overwhelmed and overworked.  They continue to process hailstorm damage insurance claims as soon as possible, but many property owners are finding that they have been drastically underpaid or denied payments from their insurance companies for legitimate storm damage insurance claims.

Most property owners don’t even know they’ve been underpaid.  They are getting estimates based on those underpayments and having the work done.  Once repairs have been made, property owners will never be able to go back to their insurance company to recover the balance of the money owed to them to finish the repairs.

Things you should know if you have been any of the recent Minnesota hail storms Part 2

After The Storm

Insurance companies know that property owners who experience hail storm damage are anxious to file their insurance claim. They will often try to rush your claim through the system in the hopes that you will accept their findings at face value.  This costs property owners like you millions of dollars each year in underpaid or denied claims for legitimate hail damages.

Filing Your Claim

If you have not yet filed a claim, do so immediately.  There is a limited time in which to file your storm damage claim.  When a claim is filed, make sure a MN hail damage and Insurance Claim Negotiation Expert is present to protect your interests when the insurance adjuster inspects your property.  Property owners with storm damage every year learn that it is never a good idea to allow insurance adjusters to inspect your property for damage without an experienced storm damage insurance recovery and restoration specialist present during the inspection.  With an experienced team of hail storm damage restoration experts on your side, you can be sure they know how to identify the damage and make sure to get you paid.  If you have already filed a claim but an adjuster has not yet inspected your property — call an expert right now so that they can be there when your property is inspected.  If an adjuster has already inspected your property, they will review your insurance company’s findings to make sure that you will be paid for all incurred damages.

Final Criteria For The Energy Star Windows, Doors and Skylight Program

August 5th, 2010

The U.S. Department of Energy has released its final revised criteria for the Energy Star Windows, Doors and Skylight program.  It went into effect January 4, 2010.  The Department of Energy has played a key role in rapidly advancing window technology in the past few years. This program will help move these technologies into the marketplace, providing significant energy savings to homes and businesses across the country.

The revised Energy Star program requirements for windows, doors, and skylights went into effect January 4, 2010.  For partners to make the necessary changes to their product and marketing materials, there will be a transition period to full program implementation, scheduled to end on March 31, 2010.  More details on the transition will be provided in the coming months.

*Northern zone windows can meet prescriptive (1st row)
or alternative energy performance (2nd & 3rd row) criteria
to qualify for Energy Star.

Minnesota homeowners looking to invest in new or replacement windows can contact your local window installation contractor. You will recover the cost of this investment in no time on energy savings alone.

Have A Storm Damage Restoration Expert On Your Side

August 3rd, 2010

Got Hail Damage?

Hail, wind and other severe storms throughout Minnesota frequently cause damage to your home or business.  This results in red tape and paperwork from the insurance companies.

The Following Cities Experienced Hail and Wind Damage in the July 17th Storms.

Mound, Minnistrista, St. Bonifacius, Watertown, Cold Spring, St Martin, Kimball, Nicholas, Buffalo, Annandale, Staples, Little Falls, Winona, Hokah, Motley, Wadena, Kingston

The Cities Below Experienced Hail Damage in Excess of 1 Inch Along with Wind Damage in the June 25th Storms.

Golden Valley, Cottage Grove, Plymouth, St Paul, South St Paul, West St Paul, Inver Grove Heights.

The following cities in Minnesota experienced hail in excess of 1 Inch along with wind damage in the June 17th Storm 2010.

Hackensack, Bemidji, Millerville, St. James, Bena, Gibbon, Blue Earth, South Haven, Winstead, St Augusta, Clear Lake, Medellia, East Grand Forks, St Cloud, Montecello, St Peter, Elk River, Buffalo, Pemberton, Rush City, Swatara, Mankato, Lake Crystal, Palmer Township.

Get expert help with your hail damage claim from a MN hail damage and Insurance Claim Negotiation Expert.

It is important that a trained professional examine your roof and siding for damage following a hail storm.  If your roofing or siding has been damaged in one of the recent hailstorms in Minnesota, contact a reliable roofing contractor that has experience in storm damage repair and restoration.  They can help assess the damage and help you with the insurance claim process.

Life Cycle Of A Roof

July 29th, 2010

You May Need To Replace Your Asphalt Shingles

Asphalt shingles gradually change with the passage of time.  The aging process of asphalt shingles can be broken down into three distinct phases.  The three phases are: the curing phase, the stable phase, and the final phase.  Signs of this aging process may appear as early as the first couple of years, during what is often called:

  • Curing Phase ~ At first, you may notice small surface cracks, or a few small blisters.  These changes will not affect the ability of the asphalt shingles to protect your roof, and are an anticipated part of the aging process.
  • During the Stable Phase, these signs of aging will slow down dramatically.  The duration of the stable phase may last 20-30 years, but is dependent on many factors including the construction of the asphalt shingles, the condition of your roof and roofing ventilation, the slope of your roof, as well as the workmanship of your roofing contractor.
  • Near the end of the expected life of asphalt shingles, the aging process begins to speed up.  This is what is called the Final Phase, during which most homeowners start to think about replacing their asphalt shingles.

Curling:
One of the things you may notice is a slight curling of the shingles along the bottom edge, particularly during cold weather.  This is a normal occurrence of asphalt shingles and results from the natural loss of the oils from the asphalt covering the felt.  As the asphalt loses its oil, it slowly becomes more rigid, and may shrink at a quicker rate than the felt.

Surface Cracking:
Just like skin that has been exposed to the scorching heat of the sun, the surface of asphalt shingles reacts in a similar fashion.  Like your skin, asphalt shingles may develop small surface cracks.  This is a result of asphalt shingles becoming more brittle over time.  Thermal shock and deck movement may also increase the occurrence of surface cracking.

Blisters:
As asphalt shingles age, large bubble-like blisters may appear on the surface, some as large as a quarter.

They may be open, exposing the asphalt, or closed.  Blisters are more likely to appear when there is inadequate ventilation, or in areas where tree sap drips onto the shingles.  Small “rash” blisters do not affect the performance of the shingles.

For the most part, signs of natural aging are to be expected, and do not affect the performance of asphalt shingles.   If you think your home might be ready for a new roof, contact a professional roofing contractor.

Factors That Can Affect Your Roofs Performance

July 27th, 2010

Besides the shingles and external environmental factors, internal factors can also affect the performance of roofing shingles.  These internal factors, such as your roof’s ventilation, can cause deck movement or deck deterioration, which in turn can inhibit the ability of asphalt shingles to protect your roof and home.  An important step that should be taken by your contractor is to assess the condition of the existing roof structure, deck, and ventilation.  Any shortcomings should be dealt with before the new layer of asphalt shingles is applied, since shingle failures attributed to deck and ventilation problems are not covered by some warranties.

Speak to your roofing contractor about the following concerns, and ask what additional concerns are common to your region.

Poor Ventilation:

Although not usually recognized as a major design consideration, proper ventilation of the attic area is an essential factor in gaining the maximum service life out of the building materials used in the roof assembly, as well as improving the home’s heating and cooling costs.

Insufficient ventilation under the roof deck may cause various problems on the roof, including ice dams, movement of the roof deck, ridging in the shingles, apparent roof leaks, and premature aging of the shingles. Older homes are seldom ventilated to current building code requirements and are particularly subject to these sorts of problems.

Ventilation requirements can range from 1 sq. ft. of ventilation for every 300 sq. ft. up to 1 sq. ft. of ventilation for every 150 sq. ft., according to the Asphalt Roofing Manufacturers’ Association.  Ventilation requirements will vary depending on factors including the slope of the roof, and the type of roof.

The building code will also vary from region to region.  Consult ARMA, your local building code, or your roofing contractor for more details.

Deck Movement or Failure:

A solid roof deck is an extremely important component in any good roof structure.  If the roof deck is not solid, deck movement or deck deterioration can occur.  This can impair the performance of the asphalt shingles, putting your roof and home at risk.  It is important to note that the condition of the roof deck is beyond the control of the shingle manufacturer, and shingle failure due to deck movement, deterioration, or collapse is the homeowner’s responsibility. This is one reason why it is important to have your roofing contractor assess the existing roof structure, and remedy any shortcomings before the new asphalt shingles are installed.

Ice Dam Backups:

Roof structures will sometimes “leak” due to the formation of ice dams.  Ice dams are formed by the continuous melting and freezing of snow due to heat escaping from the house or by the backing up of frozen slush from the gutters.  The melted water flows under the snow and freezes as it reaches the unheated soffit, thus creating the ice dam.  When this occurs, water can be forced under the shingles and into the attic, causing damage to the home’s ceilings, walls, insulation, gutters, eave and roof.  To reduce the chances of damage caused by ice dams, consider doing the following:

  • Keep the attic space cold by insulating it from the warm house interior, thus reducing or eliminating the heat needed for snowmelt.
  • Use high heel trusses, insulate to the outside of the plates and install baffles to ensure ventilation at the eaves.
  • Ensure that the outer edges of the gutters or eaves trough are lower than the slope line to allow snow and ice to slide clear.
  • Ensure gutters are free of debris.